Debt Counselling Made Easy
Let our team help you to navigate through your debt and assist you on your way to becoming debt-free using simple and easy steps.
![](https://msd-consulting.co.za/wp-content/uploads/2023/04/header-sicle-small.png)
![](https://msd-consulting.co.za/wp-content/uploads/2023/04/header-image-1-1.png)
![](https://msd-consulting.co.za/wp-content/uploads/2023/04/header-sicle-big.png)
The National Credit Act (NCA) formally introduced debt counselling to assist over-indebted consumers by developing a repayment plan which is both affordable to the client as well as acceptable to credit providers.
OVER-INDEBTED CONSUMER
This process is intended to assist over-indebted consumers struggling with debt, through budget advice, negotiation with credit providers for reduced payments and restructuring of debts.
NCA
To qualify for debt counselling, you need to be over-indebted as defined by the NCA.
CREDIT OBLIGATIONS & LIVINGEXPENSES
This means that you cannot afford to meet your monthly credit obligations as well as your minimum living expenses.
![](https://msd-consulting.co.za/wp-content/uploads/2023/04/Who-are-we-section-image-2.png)
ABOUT US
Who we are
MSD Consulting is a registered debt counselling firm, committed to providing debt relief to all South Africans struggling with their monthly debt obligations.
MSD Consulting has a strong business and financial background. We have countless years in the financial services industry and through this experience, we offer a debt counselling service that helps people live today whilst making provisions for their future.
![](https://msd-consulting.co.za/wp-content/uploads/2023/04/Process-image-1024x677.png)
![](https://msd-consulting.co.za/wp-content/uploads/2023/04/header-sicle-big.png)
HOW DOES IT WORK?
Debt counselling process
The National Credit Act (NCA) formally introduced debt counselling to assist over-indebted consumers by developing a repayment plan which is both affordable to the client as well as acceptable to credit providers. This process is intended to assist over-indebted consumers struggling with debt, through budget advice, negotiation with credit providers for reduced payments and restructuring of debts. To qualify for debt counselling, you need to be over-indebted as defined by the NCA. This means that you cannot afford to meet your monthly credit obligations as well as your minimum living expenses.
REQUEST A FREE, NO-OBLIGATION DEBT ASSESSMENT NOW
Fill in the form below and a consultant will call you back to help you resolve your debt problems in a few simple steps.
![](https://msd-consulting.co.za/wp-content/uploads/2023/04/Process-image-02-1024x677.png)
For immediate assistance, call 021 697 0939 Now!
Get your free, personalised, no-obligation debt assessment now!