MSD Consulting

We are committed to helping clients achieve financial freedom.

MSD Consulting is committed to helping our clients achieve financial freedom through the debt counselling process. We further undertake to protect the assets of our clients, helping them make better choices when it comes to making debts in future, clearing their name on ITC and enabling them to become creditworthy. At MSD, we do most of the work for the client so that they can enjoy debt relief almost immediately after making contact with us. Our goal is to get the client to a place of financial independence from the first month of partnering with us.

How does it work?

application form

You complete an application form (Form 16) and provide us with the details of all your credit providers. Consultations are done telephonically and by e-mail.


We determine whether you are over-indebted, in other words, do your monthly expenses and debt exceed your monthly income?

We inform credit

If you are over-indebted, we shall inform all your credit providers and the credit bureaus that you are under debt review. Your credit providers will also be requested to provide us with the balance and other information in respect of your accounts.

We restructure your
payment plan

After receiving all the account information, we will restructure your payment plan and negotiate with your credit providers where necessary. After negotiations, your new restructured payment plan will be sent to all your credit providers and this payment plan will take effect. Your restructured payment plan will reduce your monthly debt repayments to an affordable amount, leaving you with sufficient money for your living expenses.

Apply to make your restructured plan
a court order

We will instruct our attorneys to apply to court to make your restructured payment plan a court order. You will not have to appear in court yourself, as your debt counsellor will be the applicant in the matter, unless the particular magistrate requires your presence.

Process completed

The process will now be completed and you must ensure that your monthly payments are made timelessly in order to prevent credit providers from taking action against you. When the process is completed, you will be issued with a clearance certificate. We will also notify all credit bureaus that your debt commitments have been met and that your name be fully cleared. This will make you creditworthy again, which means you can now qualify for your dream house, car, etc.

For immediate assistance, call 021 697 0939 Now!

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